Personal Loans

Personal Loans
& Lines of Credit

Find the right loan to fit your financial situation, 
regardless of whether you use assets or collateral.

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Unsecured Term Loan

Why an unsecured term loan?

Borrow a lump sum of money without using your personal property as collateral. You can use the money any way you’d like. Your rate, term and payments are locked in for the life of the loan. 

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Featured Perks

  • No collateral required
  • Fixed rate, term and payments
  • No prepayment fees

Plus, if you have a consumer checking account, you may qualify for a discount when you enroll in auto debit payments.

Questions? (888) 777-7145

Unsecured Line of Credit

Why an unsecured
line of credit?

This is a flexible revolving line of credit. As you repay the balance owed, that money becomes available to borrow against. Your personal property is not required as collateral. Your rate of interest varies during the life of your loan.

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Featured Perks

  • No collateral required
  • Variable rate
  • Borrow between $2,000 to $50,000
  • No maturity date for line amounts up to $15,000
  • 2-year draw period on lines greater than $15,000

Questions? 
(888) 777-7145

CD Secured Loan

Why CD-secured loan?

Get cash you need by borrowing against an IBERIABANK certificate of deposit (CD). This cost-effective solution allows you to get a loan that is secured by the funds in your CD account. Whether you’re looking to help consolidate debt or any other project, consider an IBERIABANK CD-Secured.

Featured Perks

  • Secured by a CD
  • Competitive rates
  • Fixed monthly payment amounts
  • Flexible terms

Questions? +1 7865 403064

Locate a Branch

CD Secured Line of Credit

Why CD-secured
line of credit?

Looking to pay for unexpected expenses, complete projects or even pay tuition each year? Get a line of credit that is secured by the funds in your CD account. You can borrow against the CD and get the money you need.

Featured Perks

  • Secured by a CD
  • Variable rate
  • Competitive rates

Questions? +1 7865 403064

Locate a Branch

Other Personal Lending Options

We also finance vehicles, boats and recreational vehicles.
Our streamlined application process is quick and easy.

 

Apply with your local banker or call us today!


Locate a Branch